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PayWelly Terms of Service

Version 1.1.0 — Effective May 2026

1. Acceptance

By creating a PayWelly account or accepting an offer through the platform, you agree to these Terms of Service ("Terms") and to the Independent Contractor Agreement framework incorporated by reference.

2. Marketplace role

PayWelly LLC operates an on-demand labor marketplace connecting independent workers ("Contractors") with businesses and individuals posting work ("Posters"). PayWelly is not the employer of Contractors and is not a party to any Contractor-Poster engagement except as the payments processor.

3. Independent contractor relationship

Each engagement booked through PayWelly is governed by a per-engagement Independent Contractor Agreement generated and signed at the moment of mutual offer acceptance. That Agreement is the controlling document for the work performed; these Terms cover platform use only.

4. Fees and payments

PayWelly charges a transparent platform fee disclosed before each booking. Stripe processes all card and ACH payments and may apply additional processor fees. Contractors receive payouts via their connected Stripe Express account.

5. Tax reporting

Stripe Connect, acting as the platform's payments processor, files Form 1099-NEC with the IRS for Contractors who exceed the applicable threshold ($600 for tax year 2025; $2,000 starting tax year 2026 per the One Big Beautiful Bill Act, indexed thereafter). Contractors are responsible for reporting all earnings regardless of whether a 1099 is issued.

6. Identity verification

Contractors who book engagements totaling $2,000 or more in a calendar year must complete Stripe Identity verification before accepting additional offers that would push their year-to-date earnings over the threshold. PayWelly may also require verification at lower thresholds where required by law or risk policy.

7. Reliability and disputes

PayWelly may track Contractor reliability metrics (on-time clock-in, completion rate, ratings). Penalties for cancellations or no-shows are subject to the dispute process and may be reversed by PayWelly staff when good cause is shown.

8. Liability

PayWelly is not liable for any damages arising from the work performed, the conduct of either party, or the failure of any engagement. Each party indemnifies PayWelly against claims arising from their own conduct.

9. Arbitration and class waiver

Disputes between you and PayWelly that cannot be resolved informally will be settled by binding arbitration administered by the American Arbitration Association. You waive the right to bring or participate in a class action.

10. Changes

PayWelly may publish a new version of these Terms at any time. The new version becomes effective on its published `effective_at` timestamp. You will be asked to re-accept the new version before performing any further booking on the platform.

11. Contact

PayWelly LLC 8 The Green, Suite D Dover, DE 19901 United States

Phone: +1 (202) 656-0056 Questions: team@paywelly.com

Version 1.1.0 · Effective 5/6/2026 · View Privacy Policy