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PayWelly
How it works

Send your first contract in 60 seconds.

From sending the contract to filing the 1099, here is exactly what happens. Your card is saved when you hire — there's no upfront charge, and you're only charged when you approve the completed work. We handle the W-9 at onboarding and the 1099-NEC at year-end.

The Flow

Six steps. Built on Stripe Connect Express.

Every step below maps to something we already ship — Phase 1 + Phase 2 are on disk. No aspirational claims.

Sign up

Create your PayWelly account, then complete Stripe Identity — a quick government-ID document check. Identity verification is required before you can post a contract or apply to one. Your W-9 is collected here, through Stripe, encrypted at rest.
Stripe IdentityW-9 collectedRequired at signup

Send a contract

Fill in the engagement details — rate, hours, work location. We auto-generate the per-engagement ICA with the appropriate state-specific addendum already attached. Both parties e-sign with a documented signature event.

Charged on approval

When you hire a contractor, your card is saved and verified — but there's no upfront charge. Stripe charges the platform fee plus the contract amount only when you approve the completed work, and the contractor is paid in the same step. PayWelly never holds your funds and is not the merchant of record for the underlying work.
Connect ExpressNo upfront chargeCharged on approval

Work happens off-platform

PayWelly is contracts and payments, not staffing or labor brokering. The work itself happens between you and the contractor — message in-app, but the engagement is yours to run.

Approve the work

When the engagement is finished, you approve it — or it auto-approves after the review window. That's when your card is charged and the contractor is paid, in the same step. Cancel before you approve and you're never charged.

Same-day payout

Funds release same-day to the contractor's debit card; 1–3 business days for standard ACH. Stripe files the 1099-NEC at year-end for any contractor crossing the $2,000 annual threshold.
The Sequence

Hire to paid, in four steps.

The same four-step flow you saw on the homepage — repeated here so the sequence stays the same wherever you read it.

  1. Step 1: Send the contract

    Pick the contractor. Auto-fill terms. They e-sign in two taps. Master ICA and state addenda attach automatically.

  2. Step 2: Hire the contractor

    Your card is saved when you hire — no upfront charge. $19.99 + the contract amount + 15% is charged only when you approve the completed work.

  3. Step 3: The work happens

    Off-platform. Message in-app. Overtime requires your approval before it bills.

  4. Step 4: They get paid. You are 1099-ready.

    Funds release same-day to debit card (1–3 business days standard ACH). Every payment counts toward their 1099 automatically.

  • Charged on approval
  • IRS-compliant W-9 / 1099-NEC
  • TLS-encrypted in transit

Send your first contract in 60 seconds.

No subscription. No upfront charge — your card is saved when you hire, and the first time you'll pay anything is $19.99 + 15% when you approve the completed work.