We launched on a 50-state-plus-DC compliance scaffold. Forty-four states and DC accept automatic onboarding today. Six states are on our Tier-1 waitlist — the highest-classification-risk jurisdictions where we hold automatic onboarding until additional review clears.
These six states have aggressive ABC-test classification rules or active gig-worker legislation we are clearing additional review against. Sign up to join the waitlist — we’ll email you the day your state opens.
The map above is generated from our authoritative compliance_states seed. Status decisions are made per state once the classification posture, payment-services licensing, and 1099 filing requirements are cleared in writing.
Every claim below maps to something we already ship — Phase 1 + Phase 2 are on disk. No aspirational badges.
Most engagements close cleanly. When they don't, either party can file a dispute and the escrowed funds stay locked until it's resolved.
Either party can file a dispute through PayWelly within 7 days of engagement end. The escrowed funds remain locked while the dispute is open — neither side gets paid or refunded until it resolves.
PayWelly facilitates resolution between the two parties; Stripe holds the funds throughout. Both parties submit context (messages, deliverables, timestamps), our team reviews, and the escrow releases per the resolution.
Filing a dispute through PayWelly does not waive either party’s right to pursue legal action.
PayWelly is not a court.
Our dispute process resolves payment and completion questions. For severe issues (fraud, harassment, safety concerns) escalate to team@paywelly.com and we'll respond as soon as we can.
